New York Speeding Ticket Costs
State Citation Reference & Guidelines|Verified: 2026-06-30
Quick Reference Summary
New York Citation Profile
How to Handle Your New York Speeding Ticket
Estimate your total expenses (including the estimated 24% insurance premium increase over 4 years) using our interactive fine estimator. Respond to the ticket within 30 days to avoid a $70 late fee or suspension.
Fines by Speed Exceeded
Ticket fine amounts in New York scale incrementally based on how fast you were driving above the posted speed limit.
Speeding Ticket Cost Breakdown by MPH Over
Select common speeding increments to view exact point assessments, typical insurance cost impacts, and criminal misdemeanor thresholds in New York.
| Speed Exceeded | Est. Fine Amount | Points Assessed | Est. 3-Year Insurance Increase | Misdemeanor? |
|---|---|---|---|---|
| +5 MPH Over | $150 | 3 Points | +$1296 | No |
| +10 MPH Over | $150 | 3 Points | +$1296 | No |
| +15 MPH Over | $300 | 4 Points | +$1296 | No |
| +20 MPH Over | $300 | 4 Points | +$1296 | No |
| +25 MPH Over | $395 | 6 Points | +$1296 | No |
| +30 MPH Over | $395 | 6 Points | +$1296 | Yes |
§ Criminal & Misdemeanor Risk
Driving 30 mph or more over the limit can be charged as Reckless Driving, a misdemeanor carrying up to 30 days in jail and 6 points.
§ License Points & Record Duration
Accumulating 11 points in an 18-month period triggers an automatic driver's license suspension review.
§ Traffic School Eligibility
Point and Insurance Reduction Program (PIRP) reduces up to 4 points from your record and guarantees a 10% discount on liability insurance. Eligible once every 18 months.
§ Deadlines & Late Fees
You must respond or pay within 30 days of citation issuance. Failure to answer or pay results in license suspension and a default judgment fine.
§ Out-of-State Drivers & Compact Rules
New York reports citations via the Driver License Compact (DLC).
As a participating member of the DLC, New York will automatically report speeding and other moving violations back to your home state's licensing department (DMV/BMV). The violation points and records will be applied to your home state license according to your state's local conversion rules.
County Court Payment Portals
Select your local county court below to check ticket records or pay fines online directly through government portals:
Other State Speeding Fine Guides
Select another verified state guide below for fine rates and license point limits:
Frequently Asked Questions
How much is a speeding ticket in New York?
In New York, speeding tickets typically cost between $150 and $600 depending on your speed. Fines in New York are set by state statute. Mandatory state surcharges of $88 to $93 are added to all fines.
How many points is a traffic ticket in New York?
Speeding violations in New York assess between 3 and 11 points on your license record. Accumulating 11 points in an 18-month period triggers an automatic driver's license suspension review.
Is speeding a misdemeanor in New York?
Driving 30 mph or more over the limit can be charged as Reckless Driving, a misdemeanor carrying up to 30 days in jail and 6 points. Driving at speeds over 30 mph can lead to reckless driving or excessive speed charges, which are criminal misdemeanors.
Does a speeding ticket affect your insurance in New York?
Yes. Speeding tickets in New York typically increase auto insurance premiums by an average of 24%. This increase is calculated on your premium for up to 4 years.
Will a speeding ticket affect my out-of-state license?
Yes. New York is a member of the Driver License Compact (DLC) and reports all moving violations to your home state DMV. Your home state DMV will apply local points and record guidelines.
Verified Reference Statutes
- Cited directly from: New York Vehicle and Traffic Law Section 1180 (State legislative or department of motor vehicles domain)