Indiana Speeding Ticket Costs
State Citation Reference & Guidelines|Verified: 2026-06-30
Quick Reference Summary
Indiana Citation Profile
How to Handle Your Indiana Speeding Ticket
Estimate your total expenses (including the estimated 21% insurance premium increase over 3 years) using our interactive fine estimator. Respond to the ticket within 30 days to avoid a $50 late fee or suspension.
Fines by Speed Exceeded
Ticket fine amounts in Indiana scale incrementally based on how fast you were driving above the posted speed limit.
Speeding Ticket Cost Breakdown by MPH Over
Select common speeding increments to view exact point assessments, typical insurance cost impacts, and criminal misdemeanor thresholds in Indiana.
| Speed Exceeded | Est. Fine Amount | Points Assessed | Est. 3-Year Insurance Increase | Misdemeanor? |
|---|---|---|---|---|
| +5 MPH Over | $150 | 2 Points | +$1134 | No |
| +10 MPH Over | $150 | 2 Points | +$1134 | No |
| +15 MPH Over | $150 | 2 Points | +$1134 | No |
| +20 MPH Over | $200 | 4 Points | +$1134 | No |
| +25 MPH Over | $200 | 4 Points | +$1134 | Yes |
| +30 MPH Over | $250 | 6 Points | +$1134 | Yes |
§ Criminal & Misdemeanor Risk
Speeding over 25 mph or driving recklessly can be charged as Reckless Driving, a Class B misdemeanor carrying up to 180 days in jail.
§ License Points & Record Duration
Accumulating 18 points in 24 months triggers a mandatory administrative hearing and potential license suspension.
§ Traffic School Eligibility
Completing a Driver Safety Program (DSP) removes 4 points from your record. Eligible once every 3 years.
§ Deadlines & Late Fees
You must respond or pay within 30 days of citation issuance. Unpaid tickets trigger a suspension of driving privileges for non-payment and additional court fees.
§ Out-of-State Drivers & Compact Rules
Indiana reports citations via the Driver License Compact (DLC).
As a participating member of the DLC, Indiana will automatically report speeding and other moving violations back to your home state's licensing department (DMV/BMV). The violation points and records will be applied to your home state license according to your state's local conversion rules.
County Court Payment Portals
Select your local county court below to check ticket records or pay fines online directly through government portals:
Other State Speeding Fine Guides
Select another verified state guide below for fine rates and license point limits:
Frequently Asked Questions
How much is a speeding ticket in Indiana?
In Indiana, speeding tickets typically cost between $150 and $250 depending on your speed. Fines in Indiana are set by local county courts. Fees include state court costs and local county law enforcement program support fees.
How many points is a traffic ticket in Indiana?
Speeding violations in Indiana assess between 2 and 6 points on your license record. Accumulating 18 points in 24 months triggers a mandatory administrative hearing and potential license suspension.
Is speeding a misdemeanor in Indiana?
Speeding over 25 mph or driving recklessly can be charged as Reckless Driving, a Class B misdemeanor carrying up to 180 days in jail. Driving at speeds over 25 mph can lead to reckless driving or excessive speed charges, which are criminal misdemeanors.
Does a speeding ticket affect your insurance in Indiana?
Yes. Speeding tickets in Indiana typically increase auto insurance premiums by an average of 21%. This increase is calculated on your premium for up to 3 years.
Will a speeding ticket affect my out-of-state license?
Yes. Indiana is a member of the Driver License Compact (DLC) and reports all moving violations to your home state DMV. Your home state DMV will apply local points and record guidelines.
Verified Reference Statutes
- Cited directly from: Indiana Code 9-21-5-2 (State legislative or department of motor vehicles domain)